Leading used van dealer in the UK, Blackwood, South Wales

Looking to buy a used van on finance?

Look no further than Capels Van Centre, Blackwood! Capels are one of South Wales’ leading used van finance specialists with low-rate repayment terms available on our extensive range of commercial vehicles. We work with the UK's most established finance providers including MotoNovo Finance and Close Brothers Motor Finance.

Having built an unrivalled reputation for supplying quality used vans across the UK since 1945, our priority is to ensure the van purchasing process as hassle-free as possible so that our customers can focus on running their businesses. Regardless whether your credit rating is excellent, good, fair or poor, your situation will be handled professionally by the finance experts at Capels. We use an extensive network of leading finance lenders to ensure you get the best possible finance deal - meaning you can grow your commercial vehicle fleet for less than you might expect.

Why should I take out finance on my used van?

Taking out finance means you don't have to pay for your used van before you drive away. The finance company purchases the van on your behalf and then you make monthly repayments to the finance company until you repay the full amount borrowed, with interest. This helps you spread the cost of your next used van – perfect for business users who need to keep on top of their cash flow.

If you’re hoping to buy a used van with no deposit, Capels Van Centre could help. Our VAT Assist plan from MotoNovo (available exclusively to VAT registered business customers) allows you to drive away a quality used van from Capels with no upfront payment. VAT Assist also allows you to take a one-month payment holiday on your agreement.

Furthermore, business users may be able to claim tax relief on interest charges, whilst second-hand vans, even on finance, can be classed as an asset meaning you could claim the cost of the van against your business’ taxable profits – this is known as the ‘annual investment allowance’.

What is the repayment term for used van finance?

The length of your finance agreement varies on the age and mileage of the vehicle at the time of purchase. Generally, Capels Van Centre is able to offer finance on our used vans with terms between one and five years. Of course, if you or your business is in a position to do so, there is always the option to settle your finance agreement early without penalty.

Will I get accepted for finance on a used van?

Not sure if you'll get accepted for used van finance? Capels Van Centre works with several motor finance providers, including some who specialise in offering credit to customers with poor credit ratings; the finance experts at Capels will discuss all your options to help you find an affordable agreement to suit your circumstances – and your budget.

How long does the finance application take?

The application process itself takes a matter of minutes. We just need to know a few basics about you, your address history, your employment history - plus your banking history and income. We want to keep your business moving just a much as you do and with many of our lenders able to make a lending decision in under one hour, you could drive away your next van today!

Used van finance explained:

Hire Purchase (HP) Explained 
  • Low APR
  • Available with no deposit (VAT-registered business customers only)
  • Pay nothing for 2 months (exclusive to MotoNovo Finance customers only)
  • Terms available from 12 to 60 months
  • Equal monthly payments spread across the term of the agreement
  • Not restricted on mileage
  • Own the van outright at the end of the term
  • Delay paying the VAT amount until your third instalment is due


Capels Van Centre is open 7 days a week - Monday to Friday 9am to 6pm, Saturday 9am to 5pm  & Sunday 10am to 2pm. For totally impartial advice and to hear more about the various finance solutions available on our used vans, pick-ups, 4x4s and minibuses, call our dedicated team on 01443 831209.

Alternatively, complete the below form and we’ll get back to you with available finance options for your desired vehicle!


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